Pradhan Mantri MUDRA Loan – Apply in Easy Steps
Step 1: Check Eligibility
You can apply if you are:
- Shop Owner
- Startup / New Business
- Travel Agency
- Food Stall / Restaurant
- Vehicle / E-Rickshaw Business
- Salon, Repair Shop & Service Business
- Small Manufacturing Unit
Step 2: Choose Your Loan Category
| Category | Loan Amount |
|---|---|
| Shishu | Up to ₹50,000 |
| Kishor | ₹50,001 – ₹5 Lakh |
| Tarun | ₹5 Lakh – ₹10 Lakh |
| Tarun Plus | ₹10 Lakh – ₹20 Lakh* |
*Subject to lender eligibility and scheme guidelines.
Step 3: Keep Documents Ready
- Aadhaar Card
- PAN Card
- Bank Statement
- Passport Size Photo
- Address Proof
- Business Proof / Quotation
- GST Certificate (If Available)
- Udyam Registration (If Available)
Step 4: Submit Application
Fill out the application form with:
- Full Name
- Mobile Number
- Loan Amount Required
- Business Type
- City & State
Step 5: Verification Process
Our team will review your details and contact you for document verification and further assistance.
Step 6: Loan Assessment
The lending institution will evaluate your application, eligibility, documents, and credit profile.
Step 7: Approval & Disbursement
Upon successful verification and approval by the lender, the loan amount will be disbursed according to the lender’s terms and conditions.
Interest Rate
Interest rates generally range from 8% to 15% per annum, depending on the bank, financial institution, applicant profile, and loan category.
Important Disclaimer
We are an advisory and assistance service provider. We do not guarantee loan approval and are not a lending institution. Loan approval, interest rates, processing fees, and disbursement are solely at the discretion of the respective bank or financial institution. Applicants are advised to verify all details before proceeding.
